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Totally Free Checking
Regular Checking
Low Cost Checking
Senior Citizen Checking
N.O.W. Account
Money Market Account
Totally Free Checking
This popular checking account offers unlimited check writing with no monthly service charges, no minimum balance requirements and no activity charges.
- No minimum balance requirement.
- No monthly maintenance fee.
- You receive an easy-to-read monthly. Processed items are not returned to you.
- A $50.00 initial deposit is required to open this account.
- You can choose from a variety of printed check styles with varying prices.
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Regular Checking
This checking account offers unlimited check writing with no monthly service charges, if the minimum balance or average balance requirements are maintained.
- $700 minimum balance requirement or $1400 or more average balance.
- Monthly maintenance fee is $10.00
- Monthly maintenance fee waived if minimum balance or average balance is maintained.
- You receive an easy-to-read monthly statement with all processed items returned to you.
- 8 ATM withdrawals allowed free of charge, withdrawals exceeding 8 are $.50 each.
- All ATM fees are waived if a $5000 daily balance is maintained.
- A $100.00 initial deposit is required to open this account.
- You can choose from a variety of printed check styles with varying prices.
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Low Cost Checking
This checking account offers no minimum balance requirement.
- No minimum balance requirement.
- Monthly maintenance fee is $3.00
- Per item fee of $.30
- You receive an easy-to-read monthly statement with all processed items returned to you.
- 8 ATM withdrawals allowed free of charge, withdrawals exceeding 8 are$.50 each.
- A $100.00 initial deposit is required to open this account.
- You can choose from a variety of printed check styles with varying prices.
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Senior Citizen Checking
Our Senior Checking Account is perfect for those ages 65 and up!
- No minimum balance requirement.
- 10 free checks per month, debits exceeding 10 are $.50 each.
- No monthly maintenance fee if 10 items or less are processed.
- A $100.00 initial deposit is required to open this account or Direct Deposit.
- You receive an easy-to-read monthly statement with all processed items returned to you.
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N.O.W. Account
With our N.O.W. Account, you can earn interest on your checking account and enjoy the benefits of no monthly maintenance fee by keeping a balance of $1500.00 or more.
- $1,500.00 minimum balance requirement.
- No limit on the number of checks you may write during the month as long as minimum balance is maintained.
- You receive an easy-to-read monthly statement with all processed items returned to you.
- Interest is earned on the daily balance and credited to your account on the last day of the monthly statement cycle.
- Interest begins to accrue on the banking day that your deposit is made.
- The interest rate and annual percentage yield are subject to change at any time at the bank's discretion.
- If you should close your account before the date on which interest is credited, any accrued interest you have earned will not be paid to your account.
- A $100.00 initial deposit is required to open this account.
- If the balance falls below the minimum at any time during the statement cycle, the maintenance fee is $15.00.
- 8 ATM withdrawals allowed free of charge, withdrawals exceeding 8 are $.50 each.
- All ATM fees are waived if a $5000 daily balance is maintained.
- You can choose from a variety of printed check styles with varying prices.
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Money Market Account
An Oak Bank Money Market Account allows you to earn a competitive market rate of interest while allowing limited access to your funds without penalty.
- $2500.00 minimum balance requirement.
- You receive an easy-to-read monthly statement with all processed items returned to you.
- Interest is earned on the daily balance and credited to your account on the last day of the monthly statement cycle.
- Interest begins to accrue on the banking day that your deposit is made.
- The interest rate and annual percentage yield are subject to change at any time at the bank's discretion.
- If you should close your account before the date on which interest is credited, any accrued interest you have earned will not be paid to your account.
- You may write 3 third parties checks per monthly statement cycle.
- A $100.00 initial deposit is required to open this account.
- If the balance falls below the minimum at any time during the statement cycle, the maintenance fee is $15.00.
- There is a minimal check printing cost for money market account checks.
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