spacer spacer ResourcesLocationsContact
Oak Bank Photo
Products and ServicesAbout UsOnline BankingPersonal LoginCommercial Login
CheckingSavings ProductsCertificates of DepositLoan Productsspacer
Deposit Products
spacer spacer

Totally Free Checking
Regular Checking
Senior Citizen Checking
N.O.W. Account
Money Market Account

Totally Free Checking
This popular checking account offers unlimited check writing with no monthly service charges, no minimum balance requirements and no activity charges.

  • No minimum balance requirement;
  • Unlimited check writing;
  • Free online banking and billpay;
  • No monthly maintenance fee;
  • In order to qualify for this account, direct deposit and online banking eStatements must be elected within 30 days of account opening;
  • A $50.00 initial deposit is required to open this account.

back to top


Regular Checking
This checking account offers unlimited check writing with no monthly service charges, if the minimum balance or average balance requirements are maintained.

  • $500 minimum balance requirement or $1500 or more average balance;
  • Free online banking and billpay;
  • Monthly maintenance fee is $10.00;
  • Monthly maintenance fee waived if minimum balance or average balance is maintained;
  • A $100.00 initial deposit is required to open this account.

back to top


Senior Citizen Checking
Our Senior Checking Account is perfect for those ages 65 and up!

  • No minimum balance requirement;
  • Unlimited check writing;
  • Direct deposit required within 60 days of account opening;
  • Free online banking and billpay;
  • A $50.00 initial deposit is required to open this account;

back to top


N.O.W. Account
With our N.O.W. Account, you can earn interest on your checking account and enjoy the benefits of no monthly maintenance fee by keeping a balance of $1500.00 or more.

  • $1,000.00 minimum balance requirement or a $15 fee is assessed;
  • Unlimited check writing;
  • Interest begins to accrue on the banking day that your deposit is made;
  • The interest rate and annual percentage yield are subject to change at any time at the bank's discretion;
  • If you should close your account before the date on which interest is credited, any accrued interest you have earned will not be paid to your account;
  • A $100.00 initial deposit is required to open this account;
  • Free online banking and billpay.

back to top


Money Market Account
An Oak Bank Money Market Account allows you to earn a competitive market rate of interest while allowing limited access to your funds without penalty.

  • $2500.00 minimum balance requirement or $15 fee will be assessed;
  • Interest begins to accrue on the banking day that your deposit is made;
  • The interest rate and annual percentage yield are subject to change at any time at the bank's discretion;
  • If you should close your account before the date on which interest is credited, any accrued interest you have earned will not be paid to your account;
  • You may write 3 third parties checks per monthly statement cycle. A $10 fee per additional transaction will be assessed;
  • A $100.00 initial deposit is required to open this account;
  • Free online banking and billpay.

back to top


spacer
spacerfooter spacer