Protecting your personal information online is of vital importance to Oak Bank. It is our goal that all information submitted and transactions completed through this Web site are confidential and secure.
Protecting your customer information and online transactions is a shared responsibility. Here's what Oak Bank does to protect your information, and what you can do too.
Oak Bank's role in security.
- We utilize encryption and authentication technologies, including Secure Sockets Layer (SSL) and digital certificates to protect the security and privacy of your financial information.
- We require the use of 128-bit encrypted browsers to protect your data while you access our online services. Test your browser from our Online Banking login page to see whether it meets our security standards.
- We require the use of access codes, such as your Customer ID and Password that allow us to verify your identity when you access our online services.
- A timeout feature is used that automatically logs you off of your current online session after an extended period of time.
- We utilize sophisticated software to detect and prevent computer viruses from entering the bank's computer network systems.
- We employ firewall technologies to protect your information and our computer systems. Our firewall technologies are designed to protect internal accounts from outside access and make the structure of the bank's internal networks invisible to outside observers.
Your role in security.
- Do not share your Customer ID and Password with anyone else.
- Make sure no one is watching you when you type in your Customer ID and Password.
- Use the most recent version of a recommended browser that supports Secure Sockets Layer (SSL) protocol and 128-bit encryption. Test your browser from our Online Banking login page to see whether it meets our security standards.
- To verify that your online session is secure, look for https:, instead of http:, on the URL, and a secure symbol (for example, closed padlock, key) on the status bar of your browser located on the lower part of your screen.
- Do not leave your computer unattended during an online session.
- Click Logout to end your online session.
- Report known incidents of unauthorized account access immediately.
In addition to the safeguards described above, federal regulations also provide consumers with important protections for online banking. If you believe that your Password is lost or stolen or that an unauthorized transfer or payment has been made from any of your bank accounts, and you notify us within two business days after you discover the loss or theft, your liability is limited to $50.
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