At Oak Bank, we know that financing a home is often one of the most significant decisions you’ll ever make in your lifetime. That’s why you deserve a trusted advisor by your side. That’s where we come in. You won’t find a bank that understands Chicagoland real estate better than we do. We live and thrive here. We know the schools, local events and business districts that influence real estate values. Whether you’re looking to buy or build in Chicago, our team of residential lenders will help you every step of the way with quick approvals and neighborly insights.
We can offer you competitive rates and fees, flexible customizable mortgage solutions, outstanding experienced lenders to guide you through the entire process and the clear and responsive answers you need when you need them.
- Conventional fixed/ARM
- Jumbo loan programs
- Interim construction financing
Home Equity Loans
You can use the accumulated equity in your home to pay for major expenses like home remodeling projects, college tuition, catastrophic medical bills, or debt consolidation. There are two types of home equity borrowing: home equity loans, and home equity lines of credit.
Our home equity line of credit loans give you fixed rates and low costs. There are three types to choose from:
Home Equity Loans
This type of loan is an ideal solution for a one-time borrowing need, such as home improvement. You’ll enjoy low fixed rates, fixed terms and no third-party closing costs.
Home Equity Lines of Credit
You can get the money you need when you need it with low rates and more flexible terms than other more conventional loans.
First Mortgage Equity Loans and Lines of Credit
Choose a low-cost, convenient way to refinance your first mortgage or use the equity in your home to pay college tuition.
Whether it’s to repair the roof, put your kids through college, or buy a home, a personal loan from Oak Bank offers the competitive rates and flexible terms you’re looking for. Together, we can determine what you can comfortably afford while still achieving your goals.
- Home loans – purchase or refinance
- Automobile Loans – New, Used or Refinance
- Fixed-Rate Term Home Equity Loans
- Home Equity Line of Credit (HELOC)
- Home Improvement Loans